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Terms and Conditions

Privacy Policy

Effective Date: [4 Aug 2023]

[AfgSMS] ("we," "us," or "our") operates the [ Website] (the "Website"). We are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines the types of information we collect, how we use and protect it, and your rights regarding your personal information.

  1. Information We Collect:

1.1 Personal Information: When you use our Website, we may collect personal information that you provide voluntarily, such as your name, email address, phone number, and other identifying information required to complete transactions or provide services.

1.2 Financial Information: To facilitate money exchange transactions, we may collect financial information, such as bank account details or payment card information. We use industry-standard encryption and security measures to protect this sensitive data.

1.3 Device and Usage Information: We may collect information about your device, browser, and operating system, as well as your IP address, usage patterns, and browsing history on our Website. This data helps us analyze and improve our services.

  1. Use of Information:

2.1 Service Delivery: We use your personal information to provide and deliver our money exchange services, process transactions, and ensure the smooth functioning of our Website.

2.2 Communication: We may use your contact information to communicate with you regarding your transactions, customer support, updates, promotions, and other relevant information related to our services. You can manage your communication preferences by following the instructions in the communication.

2.3 Compliance with Legal Obligations: We may use and disclose your personal information as required by applicable laws, regulations, legal processes, or governmental requests. This includes cooperating with law enforcement authorities in investigations or legal proceedings.

2.4 Business Operations: We may use your information for internal purposes, such as data analysis, research, and improving our services, as well as for detecting and preventing fraud, security breaches, or other prohibited or illegal activities.

  1. Data Sharing and Disclosure:

3.1 Third-Party Service Providers: We may engage trusted third-party service providers to assist us in delivering our services. These providers may have access to your personal information only to perform specific tasks on our behalf and are obligated to maintain the confidentiality and security of your data.

3.2 Compliance with Law: We may disclose your personal information if required by law or in response to valid requests by public authorities (e.g., court orders or government agencies) for legal purposes.

3.3 Business Transfers: In the event of a merger, acquisition, or any form of sale or transfer of some or all of our assets, we may disclose or transfer your personal information to the acquiring entity, subject to the Privacy Policy's terms.

  1. Data Security:

We implement and maintain reasonable security measures to protect your personal information from unauthorized access, loss, misuse, or alteration. However, please note that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

  1. Your Rights:

5.1 Access and Correction: You have the right to access and correct your personal information held by us. You can update your information through your account settings on our Website or by contacting us directly.

5.2 Opt-Out: You can opt out of receiving promotional communications from us by following the unsubscribe instructions provided in the communication or by contacting us directly. However, we may still send you non-promotional messages related to your transactions and our services.

5.3 Data Retention: We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

  1. Children's Privacy:

Our Website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us, and we will promptly delete it.

  1. Changes to this Privacy Policy:

We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. We will post the updated version on our Website and indicate the effective date of the revision. We encourage you to review this Privacy Policy periodically.

  1. Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at [] or by mail at AfgSMS
8th Stree of Qala Fatahiullah , Kabul Afghanistan]

By using our Website, you acknowledge that you have read and understood this Privacy Policy and agree to our collection, use, and disclosure of your personal information as described herein.